When I was looking at those models (different caliber) they seemed pretty comparable. I asked for help as well and neither seemed to be clearly better or more liked than the other. I do recall that I "think" the Mossy has an available wood stock (at a price) and the Ruger does not. If that matters to you. I bought a Howa instead (I liked their rubberized stock). Put both in your hands and see which one you like best. Not sure either will let you down...but you may find some "minor" thing you like about one over the other. If you're on a budget are you looking at retail stores, on-line, both??? I found that many retail stores can't beat the on-line prices....as long as you have a dealer willing to work with you as you will need a dealers FFL in order for the gun to ship. Just as a point of comparison I bought my Howa 1500 Game Keeper (blued rifle in 308 w/ Nikko Stirling scope 3.5-10 x 44 and rings) for $460 from Grab-a-gun on-line and a $20 FFL charge from my local dealer. I had it home for under $500.